Wednesday, January 2, 2008

New Year's Resolution and TV Scams

Have you noticed all the usual diet, fitness and financial solution TV commercials? Tis the season. It's hard to separate the legitimate ads from the scams.

Millions of people look at New Year as a fresh start and want to lose weight, get fit and/or put their financial houses in order. And... most of us need some help. Enter the wolves.

As a fatty, I won't comment on the diet and fitness products at this time, but I will certainly add my 2c regarding the companies offering to "fix your credit", "wipe out your debt legally" and the like. Most of them will do much more harm than good. Besides, they don't do anything for you that you can't do yourself for far less money. And isn't saving money part of what we're trying to accomplish?

ATTN: Shameless product plug ahead!

Most of the "fix your finances" companies on TV will either charge huge fees (sometimes up front, sometimes well hidden in the fine print), or will really just stretch your payments out over a longer period causing you to spend MORE in the long run. That just doesn't make sense. Before you sign up, please research the company thoroughly. That's what search engines are for.

IOU NO MORE, on the other hand, will cost you about $10 (About $30 if you buy the whole kit). Inside, you will find everything you need to get started eliminating debt. The plan works. Brittan and I are living proof.