Having Fun on New Curriculum

I have been working the last couple weeks on a new Budget Boot Camp home course.  I'm having a ton of fun with it.  It will essentially be a home based version of a Boot Camp live event.  It will have an audio presentation (available in both electronic or cd formats) and a workbook with forms, instructions and other helpful materials.  I'm confident that this project will take 'the simplest money management plan on earth' to a whole new level.  Instead of taking weeks to get through a system, imagine being able to get the whole program on a single cd or mp3.  Now, imagine getting a 'realistic budget plan' (as one recent email to us said), at a greatly reduced financial investment from other programs on the market.  It works.  It's fun.  Its simple.  It costs less.  I love it. 

We're also working on a newsletter.  I think the newsletter may be ready by the end of the year.  The Budget Boot Camp Home Version may  not be complete until near the end of January.

Lottery Fun....

As I often do, this morning I stopped by the gas station to fill up the car. At the cash register, I had to wait in line behind the lotto crowd.


I am amazed that otherwise sensible, ordinary, hard working men and women would stand in line to throw money away. They could have handed it to me out in the parking lot and saved themselves the time and energy of walking all the way into the QT and waiting in line. I’m just sayin’………

The appeal of the lottery escapes me entirely. It is the ultimate impulse buy. For multitudes, it is an irresistible Siren Song. For the managers of the lottery it is a never ending cash cow.

I was thinking about the sheer volume of potential combinations of numbers that could come up and had to get online and see what the odds are. According to the official Georgia Lottery website, the odds of winning the jackpot are 1 in 175,711,536. If you buy 2 tickets, you don’t reduce the odds by half, as some people think. The actual odds in that case are 2 in 175,711,536. The odds of winning the Powerball Grand Prize are 1 in 195,249,054. The odds of being struck by lightning are 1 in 280,000.

If you take that $1 you spend on the lottery and stick it in a jar, the probability of having $52 at the end of the year is 100%.

Conclusion, the best way to guarantee winning at the lotto is to save the money instead. Now THAT’S what I call FUN!

Getting Radical

I found this article on ways to get serious about money management, so I thought I should share it.  Have Fun.